Shop around Remove unnecessary additional drivers from policy If you don't use your car to commute, tell your insurer Ask what security measures will result in a discount Ask for a discount if your annual mileage is low Ask for a specific policy if you are under 40 or over 55. Read policy small print Check the level of cover is sufficient Check if insurer offers discounts to those with additional driving certificates/qualifications Don't be tempted to lie to the insurers about your details!